It is a little strange to admit, but the fact that the beeping of the front loader backing up woke you up this morning was pretty exciting. In fact, ever since the last hail storm came through four months ago the sound of lowboy trailers driving over the neighborhood speed bumps and front end loaders unloading shingles has been a constant. For your house, however, those sounds had not yet begun. Your neighbors have had roofs replaced already, but it took your insurance adjuster three weeks to even come out. Once he adjuster finally arrived, though, the decision to replace…