Frozen pipes are a nightmare. Freezing and water damage account for over one in five homeowner insurance claims. The average claim is for $4,024 worth of damage. Pipes are the most prone to rupture when temperatures drop below freezing. Anytime the weather turns frosty, dropping below 20 degrees Fahrenheit or minus six degrees Celsius, water pipes are likely to freeze and break. To prevent frozen pipes from ruining your winter take these preventative measures: Prepare Even if you apply each of the following preventative measures, there’s still the potential for pipes to freeze. As such, it’s always wise to have…