There’s good news and there’s bad news about the housing market. The good news is that the crisis that happened late in the first decade of the millennium is finally behind us, and the market as a whole is recovering nicely, even in the hardest-hit areas (such as Las Vegas). First-time home ownership is slowly but steadily increasing, and overall sales point to a more stable future. The bad news? There aren’t as many foreclosures available anymore. To be fair, the foreclosure market was never that lucrative to begin with, certainly not as much as it was hyped. The average…