Home improvements are a challenging part of owning a home. In fact, if you are not setting aside money on a monthly basis for home repairs you will likely face a situation when you are ill prepared for some challenging situations. From window replacement to the need for new siding and roof repairs, home ownership if a challenging situation. Just as there are many other areas in our lives that require planning, preparing for upcoming home improvements requires patience and restraint. Just because everything is great on your house right now, of course, does not mean that you will be…